Countdown to Coverage

Did you miss the December 15 deadline to receive your insurance card by January 1? Well luckily there is still one week left for you to enroll and have coverage by January 1. Nevada’s enrollment website has been up and running, allowing Nevadan’s to bypass the federal site which has been experiencing technically difficulties. You really have no reason not to sign up for healthcare.

If you don’t get enrolled by December 23, don’t worry, you can enroll through March 31:

  • If you enroll by January 15, your coverage will start on February 1
  • If you enroll by February 15, your coverage will start on March 1
  • If you enroll by March 31, your coverage will start on May 1

As the deadline for coverage gets close, we want to make sure women have the facts they need to get enrolled and to find a plan that works for them.  Here are 5 of them.

  1. All plans cover preventive care – including annual well-woman exams, birth control, and cancer screenings – for free, without a copay.
  2. Every plan must cover the full range of prescription birth control methods (pill, implants, IUDs, etc.) for free without copay. But some plans will require a copay for certain brands, so you should check with the insurer to be sure your preferred brand is covered for free, and if not, find out how much it will cost.
  3. Every plan will cover essential maternity services. Some prenatal services and screenings are offered free with no copay, as well as breastfeeding counseling and services. The other covered services and copay amounts vary greatly from plan to plan, so make sure you know what and how much a particular plan covers before selecting it.
  4. Insurance plans have a “network” or list of providers where you can use your insurance. Not every plan will include every provider, so check to see if your current provider is included in the plans you are considering.

For more information like this, check out Planned Parenthood’s online resources, PlannedParenthoodHealthInsuranceFacts.org and PlannedParenthoodAsegurate.org, which include a new cost calculator that estimates what kind of financial help you can get and information on how insurance works.

Millions of Americans will get help buying a plan. In fact, most individuals making less than $45,960 per year and most families of four making less than $94,200 per year can get financial help. And all new plans cover preventive care, including birth control and annual well-woman exams, for free

To enroll in a new insurance plan, you have to create an account on the Nevada Health Link website, pick the plan you want, and then enroll.

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